The best way to start putting any puzzle together is to organize the pieces. Looking at your finances is no different. The first step in creating a simple financial life is to know what you have. Maybe there are so many elements to consider that it may seem overwhelming.

The purpose of this phase is to create a clear and concise picture of your current financial situation.  During the process of organizing, we will look at your assets, liabilities, income, cashflow, and any other unique components that make up your financial life. Scheur Wealth will assist you by helping you identify, locate, and analyze all of the pieces of your financial puzzle so that we can confidently move forward with developing an appropriate plan for your financial future. 

"For every minute spent organizing, an hour is earned." - Ben Franklin

Now that we have identified all the pieces of your financial life, the next step is to develop a strategy based on the information gathered in the organization phase. In the planning phase we will work together to understand your current financial situation and discuss your wants, needs, and desires in life.

We will create your short, intermediate, and long term goals with these ideas in mind. We will lay out a plan interconnecting all the pieces of your financial life to address your current financial situation while creating a plan for your future. Once we have a comprehensive understanding of the many pieces of your financial puzzle, we can start the process of deciding how those pieces fit together to create your unique plan.

“He who fails to plan is planning to fail.”  - Winston Churchill

Now that we have carefully created a plan, it is time to act! Scheur Wealth will be walking beside you every step of the way during this implementation phase to monitor that the plan is progressing as anticipated.

It is inevitable that changes in life will necessitate revisions and updates to the plan but, with regular reviews, we will work together to be proactive in making the necessary adjustments to help keep you on the path toward your goals and dreams.

“A journey of a thousand miles begins with one step” - Lao Tzu

In the first three phases we have organized your finances, developed a plan, and put that plan into action. Now it is time to live! The plan we create for your financial life needs to fit into your current lifestyle while also considering your future and beyond.

The most fulfilling life is one lived on your terms. Therefore, it is critically important to give thoughtful consideration as to how you would like to live your life. As a starting point, consider some of the following questions:

• What is most important to you?
• What are you passionate about?
• What is on your bucket list?
• What legacy would you like to create?

We are aware that these thought provoking questions may be difficult to answer and your answers will evolve over time. Scheur Wealth understands these complexities and is committed to partnering with you so that you can create the life you dream of. 

“Wealth is the ability to fully experience life.” - Henry David Thoreau